Solar Electric Bonsai Tree for the Home

Here’s an update to an old article about a tree-shaped charger powered by solar energy. Vivien Muller’s Electree+ is on Kickstarter seeking to raise $200,000 to mass-produce these little home/office gadgets here in the USA. The new prototype will be made with an 14,000 mAh internal battery, 27 amorphous silicon solar cells (each about 3.7 inches), and an easy-to-assemble tree structure that can be customized. In case you’re interested, the early bird gets in at the ground level for ~$199.00.

[+] More about the solar bonsai tree called electree+.

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Read more: Solar Electric Bonsai Tree for the Home

Learn what the Trendsetters, Security America Mortgage, Inc., are doing differently in Houston, Texas to make VA Home Loans rank as the TOP 10 Home Loans for Veterans

Houston, Texas (PRWEB) December 12, 2011

So what are the top 10 advantages to financing your home using a VA Home Loan compared choosing a conventional or FHA loan? We asked the VA Home Loan Management Team in Houston, Texas why their company, Security America Mortgage, Inc., specializes in VA home loans exclusively, and they told us why these type of loans continue to top the charts with veterans and active duty military personnel. The advantages are astounding!

Check out the TOP 10 VA Home Loan benefits now and see for yourself exactly why these are just a few of the reasons to make the best choice out of the bundle.

1. No Money Down with VA Home Loans

There is no down payment required for a VA home loan. If the veteran chooses to do so, they may put a down payment. However, the down payment is not a requirement for purchase. Many other loans have a down payment of 3.5% (FHA loans) of the purchase price to 20% of the purchase price for conventional loans. Recently, 100% financing was offered for conventional loans but this caused the housing crisis. Currently, the VA Home Loans are the only 100% financing offered.

2. No Closing Costs with VA Home Loans

There are many closing costs that are required with other loans. Closing costs include Homeowners Insurance, Title Insurance, Inspection Fees, Escrow Fees, Taxes etc. If the buyer structures a VA home loan offer to purchase the ideal way, the closing costs will be paid for by the seller and not the buyer. On average, the closing costs can exceed 3-5% of the purchase price of the home. This can equal thousands of dollars. If you purchase a home using a conventional loan, you may be required to pay $ 30,000 or more for closing costs. With a VA Home Loan, you may not have to pay anything!

3. Non Allowable Closing Costs with VA Home Loans

Even if the buyer chooses to pay the closing costs (or the seller refuses to pay), the VA will limit what closing costs the buyer can pay. In a conventional purchase transaction, the buyer may be charged for the following: Loan closing or settlement fees, document preparation fees, preparing loan papers or conveyance fees, attorneys services other than for title work, photographs, interest rate lock ? in fees, postage and other mailing charges, stationery, telephone calls and other overhead, amortization schedules, and membership or entrance fees, escrow fees or charges, notary fees, preparation and assignment of mortgage to other secondary market purchasers, trustee?s fees or charges, loan application or processing fees, fees for preparation of truth-in-lending disclosure statement, fees charges by loan brokers, finders or other third parties, and tax service fees. However, with the Veterans Administration Home Loan, all of these costs are not allowed.

4. The VA Issues FREE Appraisals for VA Home Loans

When purchasing a home using a conventional loan or using cash, you will have to rely upon the appraisal as a means to determine the properties worth. The Veteran Administration will issue a certificate of reasonable value. This certificate is good for up to 6 months. Furthermore, the certificate of reasonable value (CRV) is valid for any VA buyer for up to 6 months, not just the one who wrote the contract.

5. VA Loans Specialist do the Work for You

During the appraisal, the VA inspector will verify that the property meets all Veterans Administration codes. The property must be in habitable condition. The VA protects the buyer from buying a property that is in bad condition. The VA inspector will examine, the roof, the furnace, the plumbing etc. If the property is not up to the VA code, the Veterans Administration will require that repairs are made to the home at no cost to the VA buyer.

6. VA Home Loans Offer Refinancing with Lower Interest Rates

If you (the VA buyer) have purchased a home using your VA home loan, you can choose to refinance to lower your interest rate. The streamline process allows you to refinance without a credit check, without most documentation and without an appraisal.

7. VA Home Loans No Pre-payment Penalties

Most conventional loans require a prepayment penalty. This means if you refinance or sell the home, the lender may charge you fees for doing so. In some cases, this can be as much as tens of thousands of dollars.

8. VA Home Loans Allows Points Capped

Most lenders or loan brokers will charge a service fee to originate a loan. These are commonly referred to as points. The VA has a set limit on loan origination fees. The VA will not allow a lender to charge you above what they feel is reasonable.

9. Assume-ability is Guaranteed with a VA Home Loan

All VA loans can be assumed by other veterans. Conventional loans require that a new buyer obtain a new loan. The VA will allow you to sell your property and have the new buyer take over your old loan.

10. VA Home Loans have the Lowest Interest Rates

The VA Home Loans are guaranteed to have extremely low interest rates compared to any other type of loan. The Federal Reserve play a role to play in deciding the interest rates for government funded agencies such as the VA. This fact is yet another reason why conventional loans with adjustable rates that could start out at 3% and may exceed 12%. A fixed interest rate on VA Home Loan will never increase, which is what it means to have a fixed interest rate. Your payment will remain the same for as long as you own the loan as well.

Would you like to know more about getting qualified for a VA Home Loan? The VA Home Loan Processors at Security America Mortgage, Inc. are specialists in veteran administration (VA) benefit services, and experts in VA Home Loan negotiations and processing.

To Apply for a VA Loan, contact a VA Loan Processor at 888-864-0726, or visit our website to to get started with the VA home loan application.

Was this information helpful? We would love to hear your feedback!

Email us at garrett(at)securityamericamortgage(dot)com


Luxury Hotel in Houston Welcomes Baseball Season

Houston, TX (PRWEB) May 11, 2008

The Renaissance Houston Hotel Greenway Plaza is offering guests amazing accommodations when coming to the city to experience Houston sports at its finest.

Baseball season has finally begun, and the Houston Astros are at it again at Minute Maid Park. Located minutes from the Renaissance, at 501 Crawford Street on the northeast end of downtown Houston, Minute Maid Park has recently been revamped, making it a truly distinctive site to see.

Turn a baseball game in Houston into a summer sports getaway; bring the kids or come with the guys and spend a weekend filled with baseball, golf and relaxation. With three challenging golf courses nearby, the Renaissance Houston, TX Hotel is located six miles from Memorial Park Golf Course, eight miles from Wildcat which boasts 36 challenging holes, and Bear Creek Golf World which is 13 miles away, but offers 54 holes to keep golf-lovers busy for days.

After busy days spent cheering on the Astros and playing at your favorite course, retreat to the comfortable Renaissance Houston accommodations where sophisticated, club-inspired guest rooms and suites feature elegant bathrooms and spacious walk-in closets. Large work spaces, plush bedding and private lounges are only enhanced by an on-site heated outdoor swimming pool in Houston and state-of-the-art fitness center. Experience all the luxury of the Renaissance Houston Hotel Greenway Plaza during a fun-filled summer sports getaway.

About Renaissance Houston Hotel Greenway Plaza

The Renaissance Houston Hotel Greenway Plaza is located near the Galleria Mall and captures the essence of the Lone Star State in everything from its luxurious accommodations and Texas-inspired dining, to its premier Greenway Plaza location near the city’s thriving downtown district and attractions. This Texas hotel boasts a bevy of A-list property features all under one roof. One restaurant, a Sportsbar & Grill and Starbucks Coffee House, 26,215 square feet of event space designed for corporate engagements and social gatherings, as well as fabulous on-site shopping and recreational facilities are available to guests before ever leaving this luxury hotel in Houston, TX. Complimentary transportation within 3-mile radius spurs guests to experience the bevy of A-list area attractions the Bayou City has to offer including the Galleria Mall and Midtown restaurants. For more information or to make a reservation, call 713-629-1200 or visit

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Smith & Associates Joins Houston Green Office Challenge

Houston, TX (PRWEB) September 29, 2011

Smith & Associates, an industry leader in the field of global electronics distribution, today announces its participation in the Houston Green Office Challenge. Smith?s participation in the Challenge coincides with the upcoming completion of its Houston headquarters? sustainability renovation.

?The Houston Green Office Challenge has goals that are firmly compatible with ours,? said Art Figueroa, Smith?s Environmental Director. ?Their initiative to make Houston?s office buildings greener is a challenge we?re enthusiastic to take part in.?

The goals of the Houston Green Office Challenge are to equip and motivate property owners and managers throughout Houston to reduce their energy consumption, waste production, and water usage, as well as to encourage more office tenants to adopt sustainable practices like recycling, carpooling, and green product purchasing.

The program will offer free training sessions, workshops, and other resources to teach companies how to reduce their waste production and resource use.

Smith has been making measurable strides in these areas at its Houston headquarters, with the installation of a solar electric system to provide renewable energy to its headquarters building; a solar thermal system for heating water; and a solar panel-covered parking structure with electric car charging. Other elements of the overhaul include the replacement of the building?s previous roof with an energy-efficient TPO ?cool roof? and the substitution of air cooled chiller towers, exterior water pumps, and chill water air handling units for the previous compressed gas HVAC system.

?Every change makes a difference,? Figueroa said, ?from small changes like reducing the number of days we water our landscaping and changing out our light bulbs for more efficient types, all the way up to installing solar power structures and altering our facilities. Dramatic changes and small ones alike are all going to add up for Smith, and for the planet. Making sustainable changes one step at a time is the philosophy we practice and see echoed in the goals of the Green Office Challenge.?

Smith will be dedicating its newly-renovated headquarters building in a public ceremony October 12, and will continue making strides after to continue its growth toward being an energy-neutral and zero waste global company.

The results of the Houston Green Office Challenge will be announced after the end of 2011.

For more information on Smith & Associates? sustainability initiative and projects, please visit

About Smith & Associates – Founded in Houston in 1984, Smith & Associates ( is a leader in the independent distribution of semiconductors and electronic components to electronics and high-tech manufacturers. Smith offers shortage sourcing for commodity and obsolete parts, innovative purchasing and inventory management solutions, redistribution of excess inventory, and component stocking for warranty and repair programs.

A privately held company, Smith & Associates employs more than 300 people worldwide, with annual revenue in excess of US$ 400 million. Smith’s regional hubs in Houston, Hong Kong and Amsterdam are ISO certified and IDEA compliant. In addition, sales and purchasing offices are located in Silicon Valley, Barcelona, Guadalajara, New York, Shanghai, Shenzhen, Seoul, Singapore, Taipei, and Denver. For more information or to reach a Smith representative 24 hours a day, please call: 1.800.HOUSTON or +1 713.430.3000

For more information, contact:

Mark Bollinger

Smith & Associates

V.P. of Marketing

+1 713.430.3000


Related Re Roofing Press Releases

Ocean Tomo Celebrates New Houston Office with Unique Tech Talk Tour from Opening Day at Minute Maid Park

Chicago, IL (Vocus/PRWEB) April 08, 2011

Ocean Tomo, LLC, the leading intellectual capital merchant banc™ firm, officially announced the opening of a full service office in Houston, Texas today by hosting a behind-the-scenes tech talk tour at Minute Maid Park. Ocean Tomo’s Houston office provides financial products and services related to intellectual property including expert testimony, valuation, research, ratings, investments, risk management, and transactions.

Shirley Webster, Managing Director of Ocean Tomo’s new Houston office, and local clients from the Houston area received a special briefing on Minute Maid Park, graciously provided by Astros senior management. Jake Geleerd, Ocean Tomo President and former CEO of the Toronto SkyDome (now Rogers Center), is at home in any stadium. Today he shared his insights on the cutting-edge technologies that make the park work and improve the quality of the viewer experience.

“Minute Maid Park in Houston has many of the same great features initially introduced to the world of sports by SkyDome, such as the retractable roof and technologically advanced video boards,” said Geleerd. “They’ve added many more of their own technologies as well. Minute Maid Park is a spectacular entertainment facility and ball park.”

Produced by Daktronics, the new primary scoreboard in center field is now full color and a second new Daktronics board has been added, placed high above home plate. “Daktronics has 43 U.S. issued patents covering scoreboard technology, including technology focused on video display systems, modular lift and touch-pads,” Geleerd mentioned during the tour.

According to Ocean Tomo Patent Ratings

Local Garage Door Repair is Now Offering service in Houston Texas

Houston, Texas (PRWEB) May 12, 2011

Local Garage Door Repair is now offering garage door repair in the greater Houston, Texas Area. All garage door technicians have passed a 20 year Department of Public Safety background check. With centrally located technicians based all around the Houston area most service request can be processed within 1 to 2 hours.

These are actual testimonials of satisfied customers about our technicians.

I just wanted to thank you for the quick response I received today when calling for service on my garage door. I would especially like to commend your service technician, who helped me with both garage doors and openers. The technician was very informative. He did not “sell” me, but provided guidance on how I could best keep my doors in safe, operational order for the long term. The job was quick and went very smoothly. Thanks again for your prompt and courteous service. In the future, I will be sure to recommend your company to any of my friends and neighbors seeking a good garage door repair specialist.


I would like to compliment your technician for the professional service that he provided during the installation of our new Lift Master Professional Garage Door Opener. I don’t recall enjoying a service technician, of any kind, more than I enjoyed this technician. He was knowledgeable, enjoyable, friendly, efficient, and professional. He took great pride in performing his work. Unfortunately, that is the rare exception in today’s world, and I appreciate him for that. He is a great ambassador for your company. The flip side of that is that now I am spoiled—if I ever need garage door service, I will need him to do the work.I don’t like spending money. But at least by having this technician talk me into getting the top-of-the-line model, and after seeing him do the work, at least I feel good about it.


What can go wrong with a Garage Door?

Extension Springs are on the sides of the door and are vertical. When these springs break they often shoot through roofs, walls, windows, cars, etc. Some homeowners have found these springs in living rooms, kitchens after going through a wall of the house. Extension springs are usually found on older garage doors and on garages with low ceilings. Torsion springs are found on more modern sectional doors. These springs are horizontal along the top of the garage door. These springs are less likely to fly around upon breaking but they have hundreds of pounds of load on them, so they are dangerous.

Most garage doors come with plastic flanges that wear out in the first few years. Replacing these with sealed ball bearing units that will make the garage door run smoothly for many years. Most rollers lack ball bearings and are solid. We install 13 bearing nylon rollers that are both quiet and durable, exerting the least possible friction on the garage door system. Hinges hold the door panel sections together. Most of the hinges we see will stand up to a quick wind test in a laboratory but they fall apart under the load of daily use. We replace these hinges every day and most of the hinges we see will never survive any kind of hurricane. The hinges that are technician will install are noticeably heavier and sturdier than the builder grade hinges that came with most garage doors.

Local Garage Door Repair services all types of garage doors, from residential to commercial overhead doors. Replacement of doors, springs, rollers and cables are stocked in our local warehouse.


Belzona Inc. Houston Distributor Aids Those Affected by Hurricane Ike

Miami, FL (PRWEB) October 10, 2008

Belzona Inc. ( is pleased to announce that its distributor in Houston is reaching out to the local community by relieving the structural damage impact suffered by local businesses due to Hurricane Ike. The company is offering a 40 percent discount during the month of October on Belzona